Welcome!
Welcome to Annie's Home Loans
Whether it is your first purchase or your latest investment, your home is waiting. Let me get you to the finish line.
First Time Home Buyer
First Time Buyers
When you are ready to become a first-time home buyer, We are here to help you through the entire process. You want clear instructions, easy steps to follow, and no surprises. We want to educate you about the mortgage process, and guide you through to a quick, hassle-free close.
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The Home Loan Process, Simplified
Let us simplify the mortgage process for you. Together, we will explore your home loan options, and the steps you need to be pre-approved. We will educate you on the process and available options for first-time home buyers. When you are ready, We will be sure that you are preapproved so you can be ready to make the strongest offer when you find your perfect home.
Moving and Buying a Home
Whether it is for work, family or retirement, our loan advisors know the specific situations that can arise during a move. Financing when you are buying one home and selling another can get tricky. Our knowledgeable mortgage advisors can help get you the loan you need quickly so you can focus on your new start.
Selling one home to buy another: Should your home sell first?
When you are selling an existing home to buy a new one, things don’t always go according to plan. What happens when you have found your new home, but your current one hasn’t sold yet? Where will your down payment come from?
Luckily, our team of problem solvers can help you explore alternative options to help you buy your new home, even if your current home is still on the market. Ask us if a bridge loan or home equity loan may be the answer you are looking for.
Financing a Second Home
Where have you been dreaming to call home? Are you looking for an ocean front view, a place to ski, or something adjacent to the green? Whatever your dream, your second home is a special place, with special home finance considerations. Let’s get you there.
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Second homes have unique financial and lending requirements.
Second homes will have special considerations for financial and lending requirements. We can help you determine the affordability of a vacation home, and guide you through the specific lending requirements that are needed for your second home.
With our large selection of loan options available, we can find the financing for that other home you have been dreaming of. We can tell you the requirements necessary to make your vacation home a reality.
Investment Property Loans & Mortgages
Is an Investment Home right for me?
When you are ready to explore the opportunities that real estate investment can offer, we can help you cut through the confusion in order to make the right decisions for your future. The competition for investment homes can be tough in many markets. You may need additional assets for repairs, or times when there are no renters in your property. Do the numbers work out in your favor?
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What to consider before buying an investment home
Investing in real estate is more than just purchasing a property. Rental properties can bring in monthly cash flow, but do you want to act as a landlord? Buying a property at a low price and “flipping” it, fixing it up and selling it for a higher purchase price, will require some home repair know-how, or investing more money for repairs. Both options have pros and cons to consider, but either way you are looking at a tangible asset that can possibly bring in positive cash flow and tax deductions.
We have seen countless investment situations, so go ahead and ask us; we want to help.
